August 3, 2007, Newsletter Issue #49: Cover Yourself For Student Travel
Tip of the Week
Student travel insurance covers a range of situations, depending on the type of policy and the level of cover selected. Most student travel insurance policies insure students against loss of or damage to belongings, cancellation of trips and medical emergencies. Most insurance companies offer different levels of cover depending on how much the insured is willing to pay. For example, a basic student travel insurance policy might:
- provide coverage up to a certain sum
- provide a partial refund if an educational travel tour is cancelled or cut short
- help with the cost of a flight back home
- provide expenses in case there is a delay.
In comparison, a comprehensive student travel insurance policy might:
- provide a high level of financial coverage
- pay for a family member to travel out in case of illness
- cover a return ticket in case of illness or emergency
- provide emergency money in case of baggage loss
- reimburse travel expenses
With all student travel insurance policies it is advisable to read the terms and conditions to make sure that coverage is appropriate to the likely circumstances of travel.
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