With student travel insurance, it is important to make sure that two sets of circumstances are covered. The first is the cancellation of the trip, rerouting of flights and missed connections caused by trip organizers or others. Many student travel insurance policies provide some level of refund to cover these circumstances.

There are also occasions when students may need to cancel or curtail trips themselves. This can be because of accident, illness or bereavement. Some insurance policies provide cover to allow students to return home early in those circumstances. The level of cover depends on the type of student travel insurance taken out.

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